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Cool Yule Tools December 1, 2010

Posted by franciecooper in life coaching, life lessons, Uncategorized.
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It’s the last day of November and we’re still Juggling Joyfully as we careen head-long into the celebratory seasons of Christmas, Hanukkah and Kwanzaa. On my mind right now is how to juggle the expenses associated with all the holiday revelry. Traditions of decking the halls, parties galore and gift-giving extravaganzas all conspire to stretch any budget to the breaking point. I recently read in Consumer Reports that 13 million shoppers are still paying off last year’s holiday debts.

So, how do we avoid that happening this year? I’ve been doing some research and found some pretty cool tools:

  1. How to Make a Plan. The American Financial Services Association has a super easy Holiday Spending Plan that not only helps you budget every expense, it also has a gift giving list to track sizes, colors, stores and prices. Check it out!
  2. Let’s Grab a Deal. When your number one goal is to score a deal this holiday season, surf some consolidation sites like GottaDeal or Deal of the Day Tracker. Know what gift you want to purchase? Use a cost-comparison site like Amazon, Pronto or Google Product Search to find the lowest price.
  3. Get Gift Card Discounts. Plastic Jungle offers merchant gift cards for less than face value. You can either give them away or use them for your own shopping to create instant discounts. If you use the gift card to shop online, you can also use it with a coupon code or free shipping code to create even more savings.

As a parting thought, please remember to breathe. The hustle and bustle, scurry and flurry can get to the calmest, most grounded among us. Life will not be forever ruined nor come to a screeching halt if you don’t find the perfect gift, the best deal or no deal at all. Your family and friends will not stop loving you if you don’t shower them with presents.

What most people truly want is your love, compassion and time. Those don’t cost a single dime.

– Francie Cooper


Holidays, Money, Giving December 1, 2010

Posted by franciecooper in life coaching, life lessons, Uncategorized.
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This week, Steve Coxsey and I are discussing the issue of spending too much money during the holidays and what some alternatives might be.  Check out  our latest podcast at Tapa Palapa.com.